WHY RENT WHEN YOU COULD OWN? LITTLE TO NO MONEY DOWN MAY BE POSSIBLE! ? DOWN PAYMENT & CLOSING COST ASSISTANCE MAY BE AVAILABLE! ASK HOW! Qualified buyers may be eligible for assistance through the City of Hagerstown and/or Maryland homebuyer assistance programs, potentially making homeownership more attainable than you think! A SINGLE-FAMILY HOME UNDER $200,000 WITH RECENT UPDATES AND NO HOA? YES, PLEASE! Welcome to 614 Maryland Avenue, where affordability meets opportunity! Whether you're purchasing your first home, looking to simplify, or ready to trade renting for owning, this charming detached home offers something increasingly difficult to find at this price point: your own space, your own yard, and the freedom of homeownership without HOA fees! THE BIG-TICKET IMPROVEMENTS? MANY ARE ALREADY DONE! Step inside to discover a freshly painted interior, newer luxury vinyl plank flooring, updated lighting, and a bright, inviting living room with a new vinyl window. A separate dining room provides flexibility for everyday meals, entertaining, or even a dedicated workspace. The refreshed kitchen features brand-new custom cabinetry, refinished butcher block countertops, updated lighting, and stainless steel appliances, including a refrigerator, range, and dishwasher. The full bathroom has also received a fresh makeover with a new vanity, toilet, flooring, and paint. Upstairs, two bedrooms offer comfortable living space with newly installed closet doors. Additional highlights include convenient main-level laundry, a newer HVAC system, and numerous cosmetic improvements throughout. AND WAIT UNTIL YOU SEE THE OUTDOOR POTENTIAL! Enjoy your morning coffee on the refreshed front porch, complete with new outdoor carpeting. The backyard offers more space than you might expect, extending beyond the fenced area to an additional level section with a wooded backdrop. Imagine outdoor entertaining, gardening, a firepit, or simply having room to relax. A storage shed adds everyday convenience. Conveniently located near shopping, dining, Hagerstown Community College, and major commuter routes including I-70 and I-81, this home combines everyday accessibility with the benefits of detached single-family living. UPDATED. AFFORDABLE. NO HOA. AND POSSIBLY LITTLE TO NO MONEY DOWN! Why keep paying rent when homeownership may be within reach? Schedule your private showing and ASK HOW you may qualify for available homebuyer assistance programs! FINANCING & ASSISTANCE DISCLOSURE: Qualified buyers may be eligible for down payment and/or closing cost assistance through City of Hagerstown and/or Maryland homebuyer assistance programs. Programs are subject to income, asset, occupancy, lender, property and other eligibility requirements, as well as funding availability. Assistance is not guaranteed. Buyer and buyer's agent must independently verify all program requirements, eligibility, available funding and terms with the appropriate program administrator and participating lender. Little to no money down does not necessarily mean zero total out-of-pocket costs.